Mortgage information, news and knowledge

How Letting Agents Can Help Good Tenants Become Mortgage-Ready Buyers
Letting agents regularly meet tenants who pay their rent reliably, look after their home and communicate well throughout the tenancy.

Financing Energy-Efficiency Improvements Without Damaging Cash Flow
Improving the energy efficiency of a rental property can reduce energy use, increase tenant comfort and help protect the property’s

Latest Mortgage Rates and Lender Criteria: What Should You Check This Week?
Mortgage rates attract the headlines, but the rate displayed at the top of a product table is only one part

Second Charge or Remortgage: How to Compare the Two Routes
A homeowner who wants to raise additional money may consider replacing the existing mortgage with a larger one. That is

Moving Home When You Are Self-Employed
Moving home can involve coordinating a sale, purchase, mortgage, valuation, survey and legal work at the same time. For a

Several Properties, Several Mortgage Expiry Dates: Build a Finance Calendar
Managing one mortgage expiry date is relatively straightforward. Managing several across a growing rental portfolio requires a system. A landlord

Mortgages Later in Life: How Age, Income and Exit Strategy Affect the Options
Needing a mortgage later in life is no longer unusual. Some borrowers are buying a home after renting, moving following

First-Time Buyer Myths That Can Keep Tenants Renting for Longer
Many tenants would like to buy a home but postpone the mortgage conversation because they assume they will not qualify.

Buying Another Rental Property? Start the Mortgage Conversation Before the Viewing
A landlord spots a promising rental property, arranges a viewing and begins calculating the potential rent. The property appears affordable,

Bank Rate, Swap Rates and Mortgage Pricing: What Borrowers Need to Know
When the Bank of England changes Bank Rate, borrowers often expect mortgage rates to move immediately in the same direction.