Many tenants assume that becoming mortgage-ready begins and ends with saving a deposit. The deposit matters, but lenders also examine

An HMO or multi-let property can offer landlords higher rental income and reduced dependence on a single tenant. It can

Mortgage rates can change quickly. A product that appears competitive today may be withdrawn, repriced or replaced before a borrower

A missed payment, default or County Court Judgment does not automatically prevent someone from obtaining a mortgage. It can, however,

When a mortgage deal approaches its end, remaining with the existing lender can seem like the easiest option. A product

A landlord may have a strong deposit, an excellent credit record and considerable property experience, yet still be unable to

For many landlords, choosing the property is only part of the buying decision. Another increasingly important question is whether to

Being self-employed does not automatically make it harder to obtain a mortgage. The real difference is how income must be

Property auctions can offer landlords access to unusual buildings, refurbishment opportunities and properties that may not appear through conventional estate-agency

Letting agents speak to people about property every day. Landlords discuss purchases, refinancing and future plans. Tenants talk about wanting