Mortgage information, news and knowledge

Understanding Stress Testing: How Lenders Assess Your Portfolio
One of the most misunderstood parts of the buy-to-let mortgage process is stress testing. For many landlords, it’s an invisible gatekeeper

5 Mistakes Landlords Make When Renewing Their Mortgage
For many landlords, mortgage renewal time comes around faster than expected. Between managing tenants, maintenance, and compliance obligations, it’s easy

Remortgaging for Energy Efficiency: EPC Rules and Finance Options
As 2026 approaches, energy efficiency has become one of the defining issues for landlords in the UK. With regulatory changes

Portfolio Landlords: Structuring Finance for Growth
The UK’s buy-to-let landscape has changed dramatically over the past decade. For landlords with multiple properties, managing finance is no

How to Time Your Remortgage for Maximum Savings
Timing is everything in property finance. For landlords, knowing when to start the remortgage process can make the difference between saving thousands

The State of the Landlord Mortgage Market: What 2026 Means for You
As we head into 2026, landlords face one of the most unpredictable and high-stakes mortgage environments in over a decade.

Portfolio Landlords: How to Finance Multiple Properties in 2025
For landlords managing more than one property, financing becomes more complex—but also more rewarding. With tenant demand still outstripping supply

The Future of Buy to Let: Predictions for the Next 5 Years
The buy-to-let (BTL) market has always been a cornerstone of UK property investment. Despite ongoing regulatory changes, shifting interest rates,

The Buy-to-Let Mortgage Checklist: 10 Things to Do Before You Apply
Applying for a buy-to-let mortgage in 2025 isn’t just about ticking a few boxes. With tougher affordability checks, stricter tax

Case Study: How One Landlord Saved £12,000 Through Remortgaging
At NetRent, we often say that the biggest cost to landlords isn’t repairs, voids, or even tax — it’s staying on